Commercial Mortgages
Commercial Mortgages
Commercial Mortgages provide long-term funding for the purchase, refinance, or development of commercial property. They are commonly used by businesses buying their own premises, property investors acquiring commercial assets, or companies looking to refinance existing borrowing to improve terms or release capital.
Commercial Mortgages can be arranged for a wide range of property types, including offices, warehouses, retail units, industrial premises, mixed-use properties, and semi-commercial buildings. As independent UK commercial finance brokers, we work with high-street banks, challenger lenders, and specialist funders to secure competitive mortgage solutions tailored to your property, trading position, and long-term objectives.
Key Benefits of Commercial Mortgages
Long-Term, Stable Funding
Spread repayments over extended terms, typically 5–25 years.
Competitive Interest Rates
Often lower than short-term or unsecured borrowing.
Supports Property Ownership
Enables businesses to purchase their own premises instead of renting.
Refinance & Capital Raising Options
Improve existing terms or release equity for growth or reinvestment.
Wide Range of Property Types
Suitable for owner-occupied, investment, mixed-use, and semi-commercial properties.
Flexible Structures Available
Options for fixed or variable rates, interest-only periods, and tailored repayment profiles.
Available for Trading Businesses & Investors
Facilities structured based on trading performance, rental income, or a combination of both.
Broker Access to the Whole Market
We compare lenders and negotiate terms to secure the most suitable solution for your circumstances.